At Fredericks & Associates, LLC, we offer a wide range of products and services to assist you in crafting a sound financial strategy for the days ahead.
This process includes:
We are an independently owned financial services firm which allows us the freedom to not be tied to one company and the ability to use a variety of financial solutions that best suit our clients’ individual needs. We have access to a host of insurance carriers and products, giving us an extensive menu of choices from which to tailor your personalized financial strategy.
As an added value, we also collaborate with local accountants, estate planning attorneys, and other professionals, helping to simplify matters and provide you access to holistic financial services with one simple call.
A key to reaching the increased financial security we all desire is having an effective wealth accumulation strategy in place. This must be tailored around your unique financial goals, and it must be consistent with your time frame without jeopardizing or impairing your current way of life.
While many individuals spend a lifetime building wealth, little effort is often spent on devising a strategy to wisely utilize one's accumulated assets once in retirement, and many are concerned that they may actually outlive their savings. We provide solutions including the use of annuities, which in addition to providing a death benefit and tax-deferral, guarantee a retirement income you absolutely cannot outlive.*
Once in retirement, many individuals find it even more important to protect what they've spent a lifetime accumulating. After years of faithfully putting money away, the "saving years" are over, and you must shift gears into a mode of preserving what you've built.
Wealth transfer can be a vital component of your financial strategy. It is the final step in our process, and it provides you the increased reassurance that comes with knowing that you have taken the steps necessary to help prepare for the continued security of your family.
*Guarantees subject to financial strength and claims paying ability of issuing insurer.
Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.
We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.
Single Premium Immediate Annuities
Multi-Year Guarantee Annuities
Fixed Index Annuities
Retirement Income Planning Strategies
Estate Planning Strategies
Charitable Giving Solutions
Legacy Planning Strategies