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Art Fredericks

Art Fredericks

Retirement Planning

Stephen  Locke

Stephen Locke ChFC, CLU, CLTC, CFP®

Independent Certified Financial Planner

Laura Hisey

Laura Hisey, CPA

Certified Public Accountant

Gregg Goodman

Gregg Goodman

Mortgage Specialist

Blaine Keller

Blaine W. Keller

Medicare & Long-Term Care Specialist

Since 1971, Fredericks & Associates has worked diligently to provide personal service, experienced judgment, and common sense advice to assist you with your retirement plans. We network with a variety of well-established and independent professionals in order to provide you, the customer, with the greatest financial benefit.

Today’s financial environment demands an approach that incorporates the expertise of skilled professionals, a variety of available solutions, and the independence required to provide objective recommendations. At Fredericks & Associates, we utilize a step-by-step process to help educate and prepare you both for your future and the future of your loved ones.

This process includes:


Identifying your goals
Designing a strategy specific to your unique needs
Assisting you in the implementation of your strategy
Monitoring and adjusting your strategy over time as needs change


At Fredericks & Associates, we view it as our responsibility to understand your long-term goals so that we can leverage our knowledge and experience to help you realize them. Rather than address your unique situation with an outdated, transactional approach focused on individual products, we specialize in helping you create a holistic financial strategy that can be adjusted along life’s journey to help you reach your destination.

We are committed to remaining by your side in achieving the results you desire. We assist clients with the twists and turns that life deals wherever possible (such as job changes, aging parents, birth of children and grandchildren, marriage, divorce, or death of a family member) by helping maximize opportunities and minimize the impact to your financial well-being.

We also work with our clients to aid in accomplishing goals such as funding educational expenses, potentially reducing both current income and future estate taxes, preparing for retirement, and maintaining your current lifestyle throughout your retirement years.

A sound financial future does not happen by accident. It takes preparation & strategy to preserve and enjoy what you have spent a lifetime building.

At Fredericks & Associates, our focus is YOU. From the greeting you receive on the phone to the moment you walk in the door of our office to our availability in addressing your questions and concerns, YOU are the number one priority of our entire team.